C&I and Real Estate Loans Growth Continue Decline (C&I Lending Under 2% YoY)

According to The Federal Reserve’s Assets and Liabilities of Commercial Banks in the United States – H.8, released last Friday, commercial and industrial (C&I) lending and real estate (RE) lending at commercial banks continues to decline YoY.

C&I lending is growing at less than 2% YoY during July 2017.

In the real estate lending category, both closed-end residential lending and commercial real estate lending are declining YoY.

In general, residential loans as a percentage of total loans has been falling at commercial banks.

Of course, this data is only for commercial banks and does not include non-bank players or CMBS conduits.